Williams, Toni (2007) Empowerment of Whom and for What? Financial Literacy Education and the New Regulation of Consumer Financial Services. Law and Policy, 29 (2). pp. 226-256. ISSN 1467-9930. (doi:10.1111/j.1467-9930.2007.00254.x) (KAR id:981)
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Official URL: http://dx.doi.org/10.1111/j.1467-9930.2007.00254.x |
Abstract
Financial regulators in many states recently have obtained statuory mandates to enhance consumer financial literacy. This paper investicages the development of policy pursuant to such mandates in the UK and Canada to identify how national regulators in both countries represent financial market place. It finds that regulators in both countries represent financial education as empowerment and responsible consumer behaviour. The paper rekates the tension between empowerment and responsibilization aspects of literacy enhancement to policy goals of expectations of protection. It raises questions about regulators' use of consumer education to responsiblize consumption of financial products and calls for further research on the international growth of financial literacy education as a regulatory project.
Item Type: | Article |
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DOI/Identification number: | 10.1111/j.1467-9930.2007.00254.x |
Additional information: | The definitive version is available at www.blackwell-synergy.com |
Subjects: | K Law |
Divisions: | Divisions > Division for the Study of Law, Society and Social Justice > Kent Law School |
Depositing User: | C.A.R. Kennedy |
Date Deposited: | 19 Dec 2007 18:39 UTC |
Last Modified: | 05 Nov 2024 09:31 UTC |
Resource URI: | https://kar.kent.ac.uk/id/eprint/981 (The current URI for this page, for reference purposes) |
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