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Self-employment, financial knowledge, and retirement planning

Rostamkalaei, Anoosheh, Nitani, Miwako, Riding, Allan (2019) Self-employment, financial knowledge, and retirement planning. Journal of Small Business Management, . ISSN 0047-2778. E-ISSN 1540-627X. (doi:10.1080/00472778.2019.1695497) (Access to this publication is currently restricted. You may be able to access a copy if URLs are provided) (KAR id:90493)

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https://doi.org/10.1080/00472778.2019.1695497

Abstract

The level of self-employed individuals’ financial knowledge holds implications with respect to financial stability, economic welfare, and growth of young enterprises. This study found that self-employed individuals did not differ significantly from employed workers in terms of their financial knowledge. Self-employed workers were less likely than employed workers to be engaged in financial practices that improved their long-term financial health. However, there was no difference in the level of confidence in future retirement prospects between self-employed individuals and their employed counterparts. With the ongoing erosion of social protection systems, this research provides a basis for addressing the issue of relatively poor retirement planning among self-employed workers.

Item Type: Article
DOI/Identification number: 10.1080/00472778.2019.1695497
Uncontrolled keywords: financial literacy; financial knowledge; self employment; retirement planning; overconfidence
Subjects: H Social Sciences > HF Commerce > HF5351 Business
Divisions: Divisions > Kent Business School - Division > Department of Marketing, Entrepreneurship and International Business
Depositing User: Anoosheh Rostamkalaei
Date Deposited: 30 Sep 2021 10:33 UTC
Last Modified: 04 Mar 2024 17:43 UTC
Resource URI: https://kar.kent.ac.uk/id/eprint/90493 (The current URI for this page, for reference purposes)

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