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Pahl, Jan (2008) Family finances, individualisation, spending patterns and access to credit. Journal of Socio-Economics, 37 (2). pp. 577-591. ISSN 1053-5357. (doi:10.1016/j.socec.2006.12.041) (The full text of this publication is not currently available from this repository. You may be able to access a copy if URLs are provided)

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