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Financial inclusion in the UK: Review of policy and practice

Mitton, Lavinia (2008) Financial inclusion in the UK: Review of policy and practice. Joseph Rowntree Foundation, 118 pp. ISBN 978-1-85935-654-8. (KAR id:78253)


Review of initiatives to tackle financial exclusion.

Financial exclusion has become a major policy concern. Many initiatives exist under the auspices of different government departments and statutory bodies.

Policies between the devolved administrations also diverge. In addition, the voluntary and private sectors are crucial to providing services to financially excluded groups.

This study aimed to:

• identify and evaluate research on forms of financial exclusion;

• create a database of current work across the UK aimed at those vulnerable to financial exclusion;

• appraise relevant policy initiatives, identifying those vulnerable groups left out of current initiatives, either entirely or partly;

• assess which groups are likely to remain excluded and how policy-makers and practitioners can address their needs.

The study covers money and debt advice, financial capability, banking, affordable credit and insurance in all four countries of the UK. The report concludes with recommendations for both government and the financial services industry.

Item Type: Research report (external)
Subjects: H Social Sciences > HT Communities. Classes. Races
H Social Sciences > HV Social pathology. Social and public welfare
Divisions: Divisions > Division for the Study of Law, Society and Social Justice > School of Social Policy, Sociology and Social Research
Funders: Joseph Rowntree Foundation (
Depositing User: Lavinia Mitton
Date Deposited: 05 Nov 2019 10:16 UTC
Last Modified: 12 Jul 2022 10:41 UTC
Resource URI: (The current URI for this page, for reference purposes)

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