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Financial Literacy Education: Edu-Regulating our Saving and Spending Habits

Zokaityte, Asta (2017) Financial Literacy Education: Edu-Regulating our Saving and Spending Habits. Palgrave Macmillan, Basingstoke, 303 pp. ISBN 978-3-319-55016-9. E-ISBN 978-3-319-55017-6. (doi:10.1007/978-3-319-55017-6) (The full text of this publication is not currently available from this repository. You may be able to access a copy if URLs are provided) (KAR id:62162)

The full text of this publication is not currently available from this repository. You may be able to access a copy if URLs are provided. (Contact us about this Publication)
Official URL
http://dx.doi.org/10.1007/978-3-319-55017-6

Abstract

This book explores the issue of consumer financial education, responding to increased interest in, and calls to improve peoples’ financial literacy skills and abilities to understand and manage their money. New conceptual frameworks introduced in the book offer academic audiences an innovative way of thinking about the project on financial literacy education. Using the concepts of ‘edu-regulation’ and ‘financial knowledge democratisation’ to analyse the financial education project in the UK, the book exposes serious, and often ignored, limitations to using information and education as tools for consumer protection. It challenges the mainstream representation of financial literacy education as a viable solution to consumer financial exclusion and poverty. Instead, it argues that the project on financial literacy education fails to acknowledge important dependences between consumer financial behaviour and the socio-economic, political, and cultural context within which consumers live. Finally, it reveals how these international and national calls for ever greater financial education oversimplify and underestimate the complexity of consumer financial decision-making in our modern times.

Item Type: Book
DOI/Identification number: 10.1007/978-3-319-55017-6
Uncontrolled keywords: Consumer, Regulation, Money management, Personal finance, Consumer behaviour, UK, Pension privatisation, Financial knowledge, Financial advice, United Kingdom
Subjects: K Law
Divisions: Divisions > Division for the Study of Law, Society and Social Justice > Kent Law School
Depositing User: Asta Zokaityte
Date Deposited: 28 Jun 2017 11:08 UTC
Last Modified: 16 Feb 2021 13:46 UTC
Resource URI: https://kar.kent.ac.uk/id/eprint/62162 (The current URI for this page, for reference purposes)
Zokaityte, Asta: https://orcid.org/0000-0001-5302-6376
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