Microfinance and Gender Empowerment

Ngo, Thi Minh-Phuong and Wahhaj, Zaki (2012) Microfinance and Gender Empowerment. Journal of Development Economics, 99 (1). pp. 1-12. ISSN 0304-3878. (doi:https://doi.org/10.1016/j.jdeveco.2011.09.003) (The full text of this publication is not currently available from this repository. You may be able to access a copy if URLs are provided)

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Official URL
http://dx.doi.org/10.1016/j.jdeveco.2011.09.003

Abstract

In this paper, we develop a theoretical model of household production, bargaining and credit to analyse how access to microcredit affects intra-household decision-making and welfare, and identify conditions under which female household members are most likely to benefit. We show that, consistent with ethnographic accounts of the impact of microcredit programmes on poor households, access to loans can lead to a variety of outcomes for intra-household decision-making and welfare depending on initial conditions and that, in some instances, women borrowers may experience a decline in welfare. We identify two instances in which a woman is most likely to benefit: when there is scope for investing the loan profitably in a joint activity, and when a large share of the household budget is devoted to household public goods.

Item Type: Article
Additional information: number of additional authors: 1;
Uncontrolled keywords: Microfinance; Gender; Intra-household bargaining
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculties > Social Sciences > School of Economics
Depositing User: Stewart Brownrigg
Date Deposited: 07 Mar 2014 00:05 UTC
Last Modified: 20 Apr 2016 10:46 UTC
Resource URI: https://kar.kent.ac.uk/id/eprint/40234 (The current URI for this page, for reference purposes)
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